Privacy policy
Ralf Hypotheken handles your personal data with care. This policy explains which data we process, why, and which rights you have.
Who we are
Ralf Hypotheken, Amsterdamsestraatweg 243a, 3551 CD Utrecht, registered with the Dutch Chamber of Commerce (KvK) under number 17203722, is responsible for the processing of personal data as described in this policy. Contact: info@ralfhypotheken.nl.
Which data we process
When you fill in the contact form or become a client, we process the data required for our services: name, address, email, phone number and, solely in the context of mortgage advice and mediation, financial data such as income, employment and existing loans.
Why we process your data
- To contact you about your request
- To prepare suitable mortgage advice
- For mediation with lenders and insurers
- To comply with legal obligations (such as the Wft and Wwft)
Retention, sharing and your rights
We keep personal data no longer than necessary, unless a statutory retention period applies. We only share data when required for our services (e.g. with lenders, insurers, appraiser or notary) or when required by law. You have the right to access, correct or delete your data, restrict processing, data portability and objection. Email info@ralfhypotheken.nl. You can also lodge a complaint with the Dutch Data Protection Authority (Autoriteit Persoonsgegevens).