From first meeting to getting the keys
Buying a home in Utrecht starts with clear, reliable mortgage advice. At Ralf Hypotheken you always start with a personal consultation, and if you wish we combine it with an NVM buying agent, so you enter the housing market fully prepared.
Our approach
Introduction
Free and without obligation. We map out your wishes and situation, by phone, video call or at the office.
Assessment
We collect the documents and calculate your maximum mortgage and monthly costs.
Advice
Personal advice with the best-fitting mortgage from 40+ lenders, including risks such as disability, unemployment and pension.
Completion
We handle everything with the bank, notary and buying agent. You focus on your new home.
Certainty before you bid
What makes our approach unique in the Utrecht region: before you sign the purchase agreement, the property and your financing are assessed together with an NVM buying agent and appraiser, at no extra cost. You avoid financial surprises, buy with more certainty and can bid stronger on your dream home.
Shall we get acquainted?
Book a free consultation. If you wish, we combine it directly with an NVM buying agent.